Mortgages, made personal
At Bayside Finance, we believe mortgages shouldn't be a maze. We turn complex concepts into easy to understand advice.
Turning 9 years of building society know how, into mortgage advice that feels personal.
Hi, I’m Meggan!
I started Bayside Finance to make mortgages feel a little less overwhelming. Whether you’re buying your first home, moving, remortgaging or simply trying to work out what your options are, I’m here to make sense of it with you.
After 9 years working in mortgages for a building society, I wanted to do things a little differently. My approach is personal, patient and built around actually getting to know you, because it’s never just about the numbers. It’s about your home, your plans and what comes next.
When I’m not talking mortgages, I’m usually chasing after my two energetic boys or sneaking in a run for some much-needed fresh air.
If you’re thinking about your next move, let’s chat. I’d love to hear what you’ve got planned
FAQs
Your mortgage questions, answered
Buying a home can feel overwhelming, but you don’t have to navigate it alone. Our FAQ section covers the most common questions clients ask - from mortgage types to application steps - so you can feel confident and informed every step of the way.
We cover first-time buyer, remortgages, homemovers, borrowing more and Buy-to-Let
We’ll guide you through what lenders are likely to offer based on your income, outgoings and credit commitments.
Not at all! We can often find options even if your credit isn’t flawless.
Fixed = same repayments for a set time. Variable = can go up or down with the market. We will advise you on what’s right for you.
Typically 6–12 weeks from application to completion, but we’ll keep you updated every step of the way.
Usually 5–20% of the property price. We’ll help you figure out what works for you.
Initial consultations are completely free of charge. There's no obligation to proceed and our broker fee can range from £149 to £749 which will only become payable if we proceed to a full application.
Absolutely. We know the paperwork and requirements and will guide you through it.
No problem! We can review your situation anytime and aim to find you the best deal.
Just reach out using the contact form at the top of the page. We’ll chat, explore your options, and make it as simple and stress free as possible.